Stated Income Residential
Loans in California

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Having a difficult time meeting the documentation requirements for the
traditional underwriting process for a residential loan?

At the Arch Corporation, we specialize in ensuring that everyone has the chance to apply successfully for the financing they need, whether or not they have a tax returns and W2. In some cases, you do not even need to us a bank statement. We make it possible for you to apply for a mortgage quickly, easily, and without unnecessary paperwork through our stated income residential loan program.

What Are Stated Residential Loans?

When you apply for a loan through the traditional process, you typically are asked to provide a W-2 or other tax forms.

This can be frustrating for self-employed borrowers and others who simply do not have this paperwork.

Our stated residential loan process allows you to apply for financing without providing a W-2 or other tax documents. You do not even need to give us a bank statement. All you need to do is fill out the application.

Who Should Apply for a Stated
Income Loan in California?

Our residential stated income loan process may be right for you to you are:

  • Self-employed.
  • Own a business.
  • Are an entrepreneur.
  • Work as a freelancer or independent contractor.
  • Invest in real estate or other assets.
  • Receive income unevenly through the year.
  • Are in a state of transition between jobs.
  • Have a more complex income situation than the traditional underwriting process accounts for.
  • Simply want to reduce time and hassle applying for a residential loan.

Benefits of Stated Residential Loans in California

Our residential stated income loan process may be right for you to you are:

When you apply for a stated income loan, no tax returns, income verification or bank statements necessary. Spend less time looking for forms or workarounds.

Our application process is quick and easy, no matter what your income scenario might be.

Work with a company that has experience with income situations like yours.

Be treated like an individual, not a number. Unlike a big bank, we are willing to customize our application process to your needs when necessary.

Let Us Help You Find the Ideal Loan Today

The Arch Corporation works with customers throughout the state of California. Our goal is to help you achieve your goals through affordable financing which accommodates your unique needs. To schedule a consultation, please call (818) 995-1200 or email

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